Every Rupee, Every Promise, Recorded

MyLoanBook keeps loans, EMIs, interest, payments and schedules in one private record — so you always know what is due, what is paid and what remains.

▶ Download on Google Play Privacy Policy ↗

No account · No cloud dependency · No advertising · Your records stay on your device

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100% Private

Your loan records stay on your device.

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EMI Schedules

Automatic instalment and balance tracking.

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Interest Engine

No interest, flat, reducing or compound.

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PDF + WhatsApp

Create and share clean loan statements.

Built for everyday borrowing

Every loan deserves a clear record.

From a bank EMI to a vehicle loan or money borrowed from family, MyLoanBook gives you one focused place to record the agreement, calculate the numbers, track payments and see what is still outstanding. No financial institution account is required.

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Bank & EMI Loans

Generate a full amortisation schedule with due dates, principal, interest and remaining balance.

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Flexible Loans

Record family or personal borrowing where payments can vary from one payment to the next.

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Multiple Interest Types

Track no interest, flat rate, reducing balance and compound calculations.

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Payment History

Record dates, amounts, notes and payment status so nothing gets lost in messages or notebooks.

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Late Payment Rules

Keep configurable penalties and grace periods visible when a loan needs them.

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PDF Statements

Generate a clean statement for review, storage or sharing through WhatsApp and other apps.

Inside the app

From first entry to final payment.

A deliberately focused workflow: create the loan, understand the schedule, record payments and export a statement when you need one.

MyLoanBook — Start privately — **Start privately**Set your name and currency, then begin recording — no account required.

MyLoanBook — See every loan at a glance — **See every loan at a glance**Outstanding balances, paid amounts and loan status in one clear dashboard.

MyLoanBook — Understand the numbers — **Understand the numbers**Principal, interest, tenure, total payable and remaining balance stay transparent.

MyLoanBook — Record every payment — **Record every payment**Keep a clean payment history and know exactly what has been paid.

MyLoanBook — Follow the schedule — **Follow the schedule**Track each instalment, principal, interest and remaining balance.

MyLoanBook — Export a statement — **Export a statement**Generate a professional PDF statement ready to open, save or share.

MyLoanBook — Share when needed — **Share when needed**Keep a complete record that is easy to review outside the app.

MyLoanBook — Designed for real life — **Designed for real life**A focused loan tracker for bank EMIs, vehicle loans, family borrowing and more.

Privacy by design

Your financial records belong with you.

MyLoanBook is positioned as a personal record-keeping tool. Your loan records, payment history and financial data stay on your device. The app uses limited anonymous Firebase services for crash reporting, analytics and notifications, configured to exclude personal and financial data.

No account required

Core records stay on your device

No advertising

No personal data transmitted

Anonymous technical diagnostics only

Delete your records from the app

Know every rupee.
Every due date.

Start keeping your loans clear, organised and completely private.